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It has always been a challenge for the small business person to develop and operate the business of their dreams.  Regulations, big box and on-line competition, demanding credit sources and long hours are the price entrepreneurs pay for independence.

Now on top of those forces has come the Covid-19 plague and society’s attempt to survive so that there will be customers and clients for tomorrow.

What to do?  Immediately, now, not a second to lose – GET ADVICE!

The longer you delay, the more options you miss that could be better choices than those you will be limited to later on.

Conserve cash?  Defer payments?  Make settlement offers?  Accelerate plans?  Sell?  Merge?  Increase inventory?  Reduce inventory?  Obtain a loan?  Infuse capital?  Reduce capital?  Discontinue products or services? Layoffs? Furloughs? The options seem endless.

Delay does not improve your situation and restricts your flexibility.

A consultation is a bargain compared to the costs of closing the doors or bankruptcy.

It is not too late – but soon enough it will be.

This is not intended to be legal advice.  You should contact an attorney for advice regarding your specific situation.

Gerald Jacobowitz is of counsel with the firm and practices Environmental/Land Use, Real Estate, Municipal and Business Law.  He can be reached by phone at 845-764-9656 and by email.

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J&G Law, LLP