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The DOL Fiduciary Rule – From the Opposition’s Point of View The proposed United States Department of Labor (“DOL”) fiduciary rule has earned itself many enemies. A coalition against the rule was formed in October 2015 and is pushing hard to stop the rule from being enacted.  The U.S. Chamber of Commerce and Primerica are…

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What Changes Will the DOL Fiduciary Rule Bring? Although the proposed United States Department of Labor (“DOL”) fiduciary rule is not necessarily final, it soon will be, and any version of the rule is going to significantly impact the way financial advisors practice.  Here’s a snapshot of the details: Who: all advisors and brokers –…

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Major Changes Coming for Retirement Investments Brokers and other financial planners who manage retirement investments are in for a big change.  The United States Department of Labor (“DOL”) has proposed a rule targeted at forcing brokers to very clearly put the client’s interests above their own. The rule was first proposed in 2010 and has…

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There are new rules governing the loan process for real estate transactions. The new TILA RESPA Integrated Disclosure (TRID) rule, referred to as “Know Before You Owe”, has new forms, and timing requirements that can slow down your real estate transaction. These new rules apply to loan applications made after October 3, 2015. The familiar…

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J&G Names Michele L. Babcock, Esq. as Managing Partner The law firm of J&G, LLP is proud to announce that Michele L. Babcock, Esq. has been appointed Managing Partner of the firm effective January 1, 2016. Ms. Babcock succeeds Larry Wolinsky whose four-year term expired in December. Ms. Babcock joined J&G, LLP in 2003, and…

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For those of you with children in college, or getting close to it, there are some interesting recent changes to the rules concerning 529 savings plans. A 529 plan is a tax-advantaged savings vehicle for college or other higher education. Contributions to the plan are invested in a variety of stocks and bonds in order…

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The City of Newburgh has a new Rental License law. This law applies to all residential rental properties, including single family homes and condominium units. The fees range from $150.00 for a single dwelling unit to $5,000.00 for a property with over 200 dwelling units. A Rental License Application must be submitted to the Newburgh…

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Over the years, it has not been difficult to be critical of New York’s lack of support of seniors.  The State has moved towards making it more difficult to become eligible for Medicaid for those who are in need, there’s been radical cuts in staff for agencies such as Office for the Aging, and we…

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If you live in the Hudson Valley area, then you have probably noticed that instances of sexual harassment in the workplace have been in the news with an interesting twist: men are now speaking out as also being victims of this unfortunate practice that has historically disproportionately affected women. How do you know if you…

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J&G secured a significant win for the Town of Shandaken, located in Ulster County after a resident constructed and operated a farm stand without the proper permits and violated numerous provisions of the Town Code. Hanover Farms, Inc. obtained permission to operate a 100 square foot road side farm stand, pursuant to certain parameters set…

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