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Emergency Rental Assistance Program (ERAP) As a response to the COVID-19 pandemic, ERAP was created by the New York State Legislature and implemented June 1, 2021. Tenants were allowed to apply for relief from past-due rent which accumulated on or after March 13, 2020. As of January 11, 2023, the program announced some important changes…

Understanding Market Changes:  What Homebuyers Can Expect in Today’s Market As we approach the end of 2022, it feels like we are also closing the chapter on the pandemic crazed real estate market. The intense buyer pool we saw over the last two years has dwindled because of inflation and high interest rates. During this…

5 Things To Know About Social Security Increases What the Upcoming Social Security Increase means for those who Collect. Starting in January, 2023, recipients of Social Security can expect to see an 8.7% increase in benefits. This is one of the largest increases since 1982. This increase comes as part of the cost-of-living increase and…

RUSSIA, UKRAINE, AND CONVERGING FORCES – A GUIDE TO THE INCREASED PRICE OF FUEL AND OTHER GOODS Ever since Russia began its invasion of Ukraine on February 24, 2022, ordinary citizens in Ukraine and abroad have felt the effects of this crisis.  The United States’ economy was already in an inflationary state due to COVID…

CHANGES TO THE BANKRUPTCY CODE PROVIDES TIMELY RELIEF TO SMALL BUSINESSES Small businesses are the driver behind the Hudson Valley economy, but many are struggling to survive during the current Covid-19 pandemic. A recent US Chamber of Commerce poll showed that half of small businesses only have enough cash on hand to survive for one…

TAPPING INTO YOUR 401(k) DURING COVID-19 The coronavirus pandemic has reduced income to millions of Americans. As part of the CARES Act, Congress enacted special rules pertaining to early withdrawals and loans from tax-favored savings vehicles like 401(k) and IRA accounts. Withdrawals Previously, an early withdrawal from a 401(k) or IRA was subject to a…

PRO’S AND CON’S OF BANKRUPTCY CHAPTER 7 DURING COVID-19 With many families already struggling to pay their bills, the Coronavirus pandemic is likely to result in a record high number of bankruptcy filings[1]. Even with direct payments from the federal government, a lot of people will be forced to borrow heavily from credit cards to…

CORONAVIRUS RESOURCE PAGE For the past several months, the firm has remained fully operational and continued to provide seamless, high quality legal services to our clients.   As we move forward, we want our clients to know that our full-service team is available to provide you with the assistance you need in whatever format makes the…

Things to Think About Before Retiring By Mark A. Krohn, Tax Attorney & CPA, J&G LLP Retirement is a major event in one’s life, and it should be a time you look forward to. But around half of all Americans aren’t looking forward to leaving the workforce forever — and money is a big reason…

The Tax Cuts and Jobs Act and Retirees By Mark A. Krohn, Tax Attorney & CPA, J&G LLP Most retirees will not be affected by the provisions of the new 2017 Tax Cuts and Jobs Act (the”Act”). Those that are affected, however, may benefit by discussing their options with an experienced tax advisor. I will…

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