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President Obama recently extended the Home Affordable Modification Program (HAMP), for an additional two years. HAMP was due to expire at the end of this year. The program, designed to help an estimated 3-4 million homeowners avoid foreclosure, has only benefited approximately 1.1 million people. HAMP assists homeowners in order to rework or “workout” the…

As highlighted in Marcia Jacobowitz’ post on September 10, 2012, the short sale process will be expedited as of November 1, 2012. Unfortunately, the Mortgage Forgiveness Debt Relief Act of 2007, enacted on December 20, 2007, is about to expire. This IRS program effectively forgives persons who have debt forgiven in a short sale or…

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