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UNDERSTANDING FORECLOSURE PROCEEDINGS AND HARDSHIP DECLARATIONS DURING COVID-19 New York State recently adopted  the Covid-19 Emergency Eviction and Foreclosure Procedure Act of 2020, which, along with a number of other protections for residential property owners relating to eviction proceedings, clarified the status of both tax and residential mortgage foreclosure proceedings during the current pandemic and…

Facing Foreclosure Without Freaking Out   If you are facing mortgage foreclosure, you do have options.  There are two sides to foreclosure defense – the procedural track before the Court and the dealings with the lender on workout options.  Here, we are focusing on the workout options, but a borrower should note that there are…

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