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ATTENTION LANDLORDS AND TENANTS EMERGENCY EVICTION EXTENDED Despite successful re-opening of the economy , and leaving the majority of COVID-19 restrictions in the past, New York continues to take proactive steps in protecting those financially effected by COVID-19. On May 4, 2021 Governor Cuomo signed a bill extending both the Emergency Eviction and Foreclosure Prevention…

COVID LOANS ARE AVAILABLE TO NONPROFITS THROUGH NEW YORK FORWARD LOAN FUND In response to the economic hardships caused by the COVID-19 pandemic, New York has created a loan program called the New York Forward Loan Fund (NYFLF) aimed at small businesses, small landlords, and nonprofits. NYFLF loans will not be forgiven. The loans must…

CONGRESS EXTENDS PAYCHECK PROTECTION PROGRAM   Both houses of Congress have approved a bill making several material modifications to the popular Paycheck Protection Program (“PPP”). The President is expected to sign the bill into law very shortly. The 8-week “covered period” during which PPP funds can be spent can now be extended, at the borrower’s…

SBA ISSUES PAYCHECK PROTECTION PROGRAM GUIDANCE FOR THE SELF EMPLOYED The Small Business Administration issued long-awaited guidance on April 14, 2020, as to how people with self-employment income can apply for benefits under the Paycheck Protection Program. This applies to sole proprietors and independent contractors who report their income on Schedule C of IRS Form…

PAYCHECK PROTECTION PROGRAM UPDATES Sole Proprietors and Independent Contractors   The Paycheck Protection Program (PPP), the primary relief program for small businesses under the CARES Act, becomes available to sole proprietors and independent contractors on Friday, April 10. SBA lenders are supposed to begin accepting applications on that day. Until now, those lenders were only…

TAPPING INTO YOUR 401(k) DURING COVID-19 The coronavirus pandemic has reduced income to millions of Americans. As part of the CARES Act, Congress enacted special rules pertaining to early withdrawals and loans from tax-favored savings vehicles like 401(k) and IRA accounts. Withdrawals Previously, an early withdrawal from a 401(k) or IRA was subject to a…

THE CARES ACT PAYCHECK PROTECTION PROGRAM The Coronavirus Aid, Relief, and Economic Security (CARES) Act Paycheck Protection Program will likely be one of the more popular programs included in the federal stimulus bill that was just signed into law. Congress wants to help small business employers maintain high employment by offering loans from Small Business…

CORONAVIRUS RESOURCE PAGE For the past several months, the firm has remained fully operational and continued to provide seamless, high quality legal services to our clients.   As we move forward, we want our clients to know that our full-service team is available to provide you with the assistance you need in whatever format makes the…

Notarial Act Issued On March 19, 2020, in response to the COVID-19 outbreak, Governor Cuomo issued Executive Order 202.7 authorizing any notarial act that is required under New York State law to be performed utilizing audio-video technology. At J&G we are committed to assisting you with your legal needs during this time of crisis. We…

SBA Disaster Assistance for Coronavirus Impacts on Small Businesses and Non-Profits The U.S. Small Business Administration (SBA) issued an Economic Injury Disaster Loan Declaration for New York State on March 19, 2020. The Declaration allows SBA to offer low-interest federal disaster loans to provide working capital for small businesses and private, non-profit organization that are…

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